City to reinstate mobile home repair loan plan

The Moorpark City Council unanimously voted Wednesday to reinstate a loan program that funds repairs on mobile homes in the city.

The program is funded through a CalHome grant administered by the Department of Housing and Community Development. It originally was approved in fiscal year 2002-03 to provide $420,000 in loans for repairs on 25 mobile homes in the Villa del Arroyo area on Collins Drive. Funds have typically been used for roofing, plumbing, water heaters, electrical repairs, heating and air conditioning, and skirting around the mobile homes.

Payment on the original loans was deferred for 15 years, but money repaid so far has been deposited into a special reuse account, as required by CalHome regulations.

The council’s approval to reinstate the loan program will allow about $74,324 that was repaid to be used by Villa del Arroyo mobile home owners. Only low- or very low-income applicants can qualify for the loans.

Nancy Burns, senior management analyst for the city, said residents at Villa del Arroyo have contacted the city staff to inquire about the availability of funds for needed repairs.

“Because of the nature of these homes, not being permanently attached to real property, obtaining loans for repairs can be more difficult than obtaining a loan for repairs on a conventional home,” Burns said.

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